Effective Date: 01-August-2025
Business Name: TAKASHI WALKER INSURANCE AGENCY LLC doing business as Family Protection Advocates
Websites: https://thetwia.com/
Contact Email: [email protected]
Please read these Terms & Conditions carefully before using our website, purchasing a membership, booking coaching calls, or submitting any form on our platform. By accessing or using our services, you agree to these Terms.
1. Acceptance of Terms
By using our website and services, including purchasing Family Protection Advocates subscription or booking 1:1 training, you confirm that you are at least 18 years old and legally capable of entering into a contract.
2. Services Overview
TAKASHI WALKER INSURANCE AGENCY LLC (“Company,” “we,” “our,” or “us”) provides access to educational resources, community-based content, and related services focused on final expense planning, life insurance education, and retirement protection awareness.
Our services may include, but are not limited to:
- Access to our subscription-based Family Protection Advocates community and educational portal
- Educational materials related to final expense coverage, life insurance options, and retirement protection strategies
- Optional one-on-one consultation calls for informational and educational purposes
- Access to forms, communication tools (including SMS and email notifications), and resources related to protection planning and financial preparedness
- Scheduling access for Benefits Overview calls to review protection considerations
All services are provided for informational and educational purposes only.
Participation in our community, educational programs, consultations, or calls does not guarantee approval for insurance coverage, specific policy terms, financial outcomes, premium rates, tax advantages, savings amounts, or results of any kind.
Insurance products, if discussed, may be offered through properly licensed insurance professionals and are subject to underwriting approval, policy terms, and applicable regulations.
We reserve the right, at our sole discretion, to modify, suspend, or discontinue any service, feature, or portion of our offerings at any time without prior notice.
3. Membership, Digital Products & Payments
- All payments are processed securely through trusted third-party providers.
- Due to the digital and community-based nature of our services, all sales are final and non-refundable unless otherwise stated in writing.
- Membership access is for individual use only and may not be shared, resold, or redistributed.
- You are responsible for keeping your account credentials secure.
4. Appointments & Coaching Calls
When booking a 1:1 coaching call or consultation:
- You must provide accurate contact information.
- You agree to attend at the scheduled time. No-shows or last-minute cancellations may result in forfeiting the session.
We reserve the right to reschedule or cancel any appointment with notice.
5. Community Access & Guidelines
By participating in Family Protection Advocates, you agree to:
- Treat all members with respect
- Avoid posting unrelated, harmful, or promotional content without permission
We may revoke access without warning if you violate our community guidelines or these Terms.
6. User Conduct
You agree not to:
- Use the website for unlawful purposes
- Attempt to gain unauthorized access to any part of the platform
- Copy, distribute, or misuse our intellectual property
- Harass or misrepresent yourself to other users
7. Intellectual Property
All content, branding, training materials, and resources provided through our services are the property of TAKASHI WALKER INSURANCE AGENCY LLC and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without written consent.
8. Limitation of Liability
To the fullest extent permitted by applicable law, TAKASHI WALKER INSURANCE AGENCY LLC, including its owners, officers, employees, contractors, affiliates, licensed representatives, and agents, shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of our services, community, website, educational materials, consultations, communications, or related offerings.
This includes, but is not limited to:
- Any losses or damages resulting from your reliance on information, educational materials, consultations, community content, or communications provided through our services
- Any insurance-related decisions, coverage selections, financial planning decisions, retirement considerations, or policy applications made based on information obtained through our services
- Any financial outcomes, premium rates, underwriting determinations, policy approvals or denials, benefits, or results associated with insurance products
- Any technical interruptions, system failures, delays, data loss, communication errors, or access issues beyond our reasonable control
All information provided by TAKASHI WALKER INSURANCE AGENCY LLC is for educational and informational purposes only and does not constitute legal, tax, financial, or insurance advice unless expressly stated in a licensed advisory capacity.
You acknowledge that insurance products are subject to underwriting approval, carrier guidelines, policy terms, and applicable regulations, and that individual circumstances and results will vary.
By using our services, participating in our community, or scheduling consultations, you agree that TAKASHI WALKER INSURANCE AGENCY LLC shall not be held liable for outcomes resulting from your participation, decisions, or implementation of information provided.
9. Disclaimer
Our coaching, resources, and community are for educational purposes only. We do not guarantee specific income levels or business success. Results will vary depending on your effort, experience, and market conditions. We are not providing legal, tax, or financial advice.
10. Privacy & Communication
By submitting any form, scheduling a call, or purchasing a membership, you consent to receive emails and SMS messages related to your account, services, and promotional updates. You can unsubscribe at any time. Your data is handled in accordance with our https://thetwia.com/privacy-policy.
11. Termination
We reserve the right to terminate or suspend your membership, course access, or services if you violate these Terms or our community guidelines.
12. Governing Law
These Terms are governed by and interpreted in accordance with the laws of the United States. Any disputes will be resolved in the jurisdiction of Florida.
13. Updates to These Terms
We may revise these Terms at any time without notice. Continued use of our services after updates constitutes acceptance of the changes.
Family Protection Advocates
Here is a brief description of the types of messages users can expect upon opting in.
You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to +1 352-706-9223.
Carriers are not liable for delayed or undelivered messages.
As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.
For privacy-related inquiries, please refer to our privacy policy: https://thetwia.com/privacy-policy.
14. Contact Us
For questions about these Terms & Conditions, please contact:
Email: [email protected]
Address: 838 W DESOTO STREET SUITE F, CLERMONT, Florida, United States, 34711